Welcome! View former Sterling/Argent products and contact info here. To return to our homepage, click here.

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By accessing the noted link you will be leaving Umpqua Bank's website. Please be advised that you will no longer be subject to, or under the protection of, the privacy and security policies of Umpqua's website. We encourage you to read the privacy and security polices of the site you are entering, which may be different than those of Umpqua.

Thank you for your interest in Business Net Banking.

Umpqua Bank is pleased to announce our new and improved Online Banking service: Business Online Banking will be launching to all customers on Tuesday, September 4, 2012. This enhanced system offers improved usability, new features and expanded functionality.

Customers on Business Net Banking will be transitioning to the new Business Online Banking service after the close of business on Friday, October 19, 2012. As a result, Business Net Banking registration will be unavailable after August 24, 2012 .

Questions? Contact your local Umpqua Bank store or call Customer Care at 800-650-7141, Monday through Friday, 6:00 a.m. to 8:00 p.m. PT and Saturday and Sunday, 8:00 a.m. to 5:00 p.m. PT. You may also e-mail us at customer.care@bankwithsterling.com.

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Important Notice for Former Net Banking Users

No enrollment is necessary unless you have received notice otherwise. If you need assistance signing onto Umpqua Business Online Banking please contact Customer Care at 800-650-7141 or click on the related link below.

Getting Started on Business Online Banking

View all our online resources regarding the transition from Net Banking to Business Online Banking at

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Each of our checking accounts comes with a carefully selected group of services that help you save time and money. Let one of our banking experts help you select the account best designed for your needs today.

Relationship Checking

Opportunity Checking

Everyday Checking

Description An interest-bearing checking account that rewards your total relationship with us. Higher balances reap higher returns and additional services. An affordable, interest-bearing checking account that includes a generous selection of free and reduced fee services. Basic checking without a minimum balance requirement.
Opening Deposit $100 $100 $100
Monthly Service Charge $18.00/month
Waived with $15,000 in combined Umpqua account/loan balances1
Waived with $1,000 minimum daily balance
Paid Interest (Tiered) (Tiered)
Free Check Card (Platinum Card)
Free Online Banking, Bill Pay, & Mobile Banking 8
Consumer Loan Discount 2
Free Cashier's Checks 3
Free Savings or Money Market Account 4 4
Paper Statements $3.00/month $3.00/month
Safe Deposit box rental Free 5 $10 Credit
Free Bank Logo checks
Bonus CD Interest 6 0.05%
No fees from us for using other bank’s ATMs 7 7
ATM withdrawal fees from other banks reimbursed up to $10.00/month 7 7

1 May use combined balances in personal checking, savings, CDs, retirement accounts, and qualifying outstanding personal loan and line of credit balances. Excludes mortgage, credit card and business account balances. May combine dollar total of personal accounts of all members of household. The term “household” refers to all persons occupying an individual housing unit, whether a single person or two or more related or unrelated persons.
2 Auto pay required for loan discount. Subject to credit approval. Excludes all other offers.
3 Maximum of two free cashier’s checks per statement cycle for Everyday Checking and Everyday Savings customers, otherwise $10.00 each.
4 One free Savings or Money Market Account (limit one; excludes Consumer Relationship Money Market). In addition, Everyday Checking and Opportunity Checking require a minimum $10 auto transfer from checking to savings per month (excludes online transfers).
5 Free small box or equivalent discount subject to store availability, $35 value.
6 Bonus interest available on new CDs and at next renewal date of existing CDs, excluding promotional CD offers.
7 Monthly average balance of $2,500 required.
8 No bank charge when using Mobile Banking. Messaging and data rates from your wireless carrier may apply. Check with your carrier for details.