Welcome! View former Sterling/Argent products and contact info here. To return to our homepage, click here.

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By accessing the noted link you will be leaving Umpqua Bank's website. Please be advised that you will no longer be subject to, or under the protection of, the privacy and security policies of Umpqua's website. We encourage you to read the privacy and security polices of the site you are entering, which may be different than those of Umpqua.

Thank you for your interest in Business Net Banking.

Umpqua Bank is pleased to announce our new and improved Online Banking service: Business Online Banking will be launching to all customers on Tuesday, September 4, 2012. This enhanced system offers improved usability, new features and expanded functionality.

Customers on Business Net Banking will be transitioning to the new Business Online Banking service after the close of business on Friday, October 19, 2012. As a result, Business Net Banking registration will be unavailable after August 24, 2012 .

Questions? Contact your local Umpqua Bank store or call Customer Care at 800-650-7141, Monday through Friday, 6:00 a.m. to 8:00 p.m. PT and Saturday and Sunday, 8:00 a.m. to 5:00 p.m. PT. You may also e-mail us at customer.care@bankwithsterling.com.

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Important Notice for Former Net Banking Users

No enrollment is necessary unless you have received notice otherwise. If you need assistance signing onto Umpqua Business Online Banking please contact Customer Care at 800-650-7141 or click on the related link below.

Getting Started on Business Online Banking

View all our online resources regarding the transition from Net Banking to Business Online Banking at
www.bankwithsterling.com/businessonlinebanking

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Savings and CDs

Whether your business wants to set aside funds for a future project or make a wise investment, our flexible savings products can help your savings needs. We offer competitive rates on our money market accounts and certificates of deposits, and can also provide you with a simple, no hassle statement savings account.
 

Business Savings1

Business Money Market1

Business Relationship Money Market1

Business Premium Money Market1

Description A simple savings account that pays a flat rate of interest on all balances. Good for businesses who want to start a savings plan or who would benefit from a reserve account for overdraft protection. Earn a higher tiered interest rate. Ideal for businesses with monthly balances between $1,000 and $5,000. Businesses are rewarded for their active relationship with Umpqua. Ideal for businesses that meet the active business checking account requirement.2 Designed for businesses with large balance reserves who want to maximize the return on their savings with a higher, competitive rate of interest.
Opening Deposit $100 $1,000 $10,000 $50,000
Monthly Service Charge $5.00 $10.00 $15.00 $20.00
Daily minimum balance to waive service charge $500 $1,000 $5,000 $25,000
Free ATM Card 3
Free Online Banking, Bill Pay & Mobile Banking 4
Consolidated Statements
Money Market Checks
Competitive Interest (Tiered) (Tiered) (Tiered)
Link to Umpqua Bank Account for Overdraft Protection

1 Federal regulation limits these accounts to six transfers or withdrawals per statement cycle if pre-authorized, automatic, by telephone, computer, check or debit card. There is no limit to the number of withdrawals or transfers when made in person, by ATM, or for an Umpqua Bank loan payment. When transfer or withdrawal limits are exceeded a fee is assessed according to the current fee schedule. When account limits are continuously exceeded; the account is converted to a transaction account as required by federal regulation.
2 Earn a higher interest rate when linked to an active Business Premium Checking, Business Interest Checking, Analyzed Business Checking or Analyzed Interest Checking account. An active checking account is defined as having at least one customer initiated transaction every 30 days.
3 When using a non-Umpqua Bank ATM terminal, you may be charged a surcharge by the ATM owner. The amount of the fee will be disclosed by the terminal owner at the time of the transaction. Transactions that are subject to a fee by Umpqua Bank when completed at a non-Umpqua Bank ATM may include balance inquiries, deposits, funds transfers and withdrawals. ATM Mini Statements are only available at Umpqua Bank ATMs and are subject to the fee disclosed.
4 No bank charge when using Mobile Banking or Mobile Deposit. Business deposits may be subject to applicable account fees for deposits. Messaging and data rates from the wireless carrier may apply. Check with your carrier for details.

Certificates of Deposit

Build your savings with a smart, FDIC-insured CD. This low risk investment is designed to allow you to save for a specific length of time to help reach your financial goals. Your interest can be added back into the CD, paid to you by check each month or transferred into a designated account with Umpqua.

Certificates of Deposit require a minimum opening deposit of $1,000. CD terms range from 1 month to 5 years. With competitive rates and flexible maturity dates, you can structure your savings the way that is best fit for you.